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Payments weren’t built for the internet. Fuse is.
The Problem
The global payment system is broken and dominated by rent-seeking middlemen. Giants like Visa, Apple, Uber, and DoorDash extract billions from merchants and users alike. Apple alone charged over $30 billion in App Store fees in 2022. But the problem runs deeper than platform fees. Most digital payments today aren’t truly internet-based—they rely on offline infrastructure that only appears fast. Beneath the surface, settlement can take days or even weeks, even for domestic transactions, and always comes with hidden costs. These aren’t just convenience fees—they’re barriers that stifle innovation, shrink margins, and limit access for businesses and developers worldwide.
The Consequences
Payments today are slow, expensive, and closed, despite the illusion of speed. While tapping your phone might feel instant, the underlying systems are still stuck in the analog era. Settlement is delayed, reconciliation is manual, and fees pile up. Cross-border transfers can take days. Platform fees eat up to 30% of every transaction. And a handful of corporations dictate who can build, scale, or even participate. Small businesses struggle to compete. Developers are boxed into closed ecosystems. Billions remain excluded from digital commerce. These aren’t edge cases—they’re the inevitable outcome of outdated, opaque infrastructure.
A Better Path
We believe payments should be instant, affordable, and open by default.
Finance should work like the internet: borderless, modular, programmable.
Fuse delivers that foundation.
A non-custodial, developer-ready stack built for modern finance.
- Visa-scale throughput with $0.0001 fees.
- Gasless transactions and mobile-first UX.
- Embedded tools for loyalty, billing, and branded stablecoins.
- Full EVM compatibility via Polygon CDK.
- zk-powered security and account abstraction.
- Open APIs, SDKs, and white-label templates.
Our Mission
Fuse empowers businesses to launch and scale Web3 payment solutions—without needing to reinvent the wheel.
From local apps to global platforms, we provide the rails for real-world adoption.
Our goal: help the next billion users access open finance—securely, simply, and at scale.
This isn’t the future of payments. It’s the foundation.
Join the Fuse journey today and help shape the future of payments.
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